Knowledge base
Finances and insurance
Maintenance costs, repair backlog, charges, financing and insurance.
Housing company value: what you cannot see affects the price
An apartment's value depends on the whole housing company: the building's condition, upcoming renovations, finances and information. How to assess it.
Repair backlog in a housing company: what it is and how to spot it
A repair backlog is not in the financial statements and is not the same as an upcoming renovation. How it builds up, how to spot it and what to ask.
Unpaid maintenance charges: what if a neighbour doesn't pay?
A neighbour's unpaid charges do not pass to you, but arrears can weaken the housing company's finances. How collection and taking over an apartment work now.
Checking invoices: when the same fault is billed again and again
A correctly billed invoice can still reveal a recurring fault. How checking a housing company's invoices can also become a tool for managing maintenance.
Housing company financing: how does your company look to a bank?
A bank assesses the housing company before granting a renovation loan. What lenders look at and how the board can prepare for financing needs in good time.
Can a housing company go bankrupt? 7 warning signs for the board
A housing company can go bankrupt too. What the law says from 1 October 2026, how bankruptcy affects shareholders and how to spot the warning signs in time.
Good housing company management: running it like a business
A housing company often manages assets worth millions. How responsibilities are divided, what the law requires of the board and what to learn from business.
Housing company finances: do you know where your charge goes?
The financial statements, budget and maintenance needs report show where a housing company's money goes. How to read them and ask the right questions.
Housing company insurance: what it covers and what it doesn't
Property insurance covers sudden damage, not wear and tear or neglected maintenance. How property and home insurance share the cost of damage.
Balconies in a housing company: what to check and who is responsible
A balcony is part of the building's structure and facade. What to check, who is responsible and why even a small crack should be investigated.
Housing company costs: where money goes without anyone noticing
Recurring minor repairs, hidden leaks and lost information push up housing company costs year after year. How the board can spot and tackle them.
Housing company maintenance costs: what you pay for and what you get
A maintenance contract's monthly fee says little about the service. What maintenance costs are made of and how the board can judge content and quality.
The housing company yard: safety, responsibilities and annual check
The yard is part of a housing company's planned maintenance. A checklist for paths, trees, lighting and rainwater, plus who is responsible for what.
The summer building check: ten things worth looking at
Bright, snow-free months are the best time to check the roof, facade, balconies, rainwater drainage and yard. A checklist for the summer round.
Why do maintenance charges rise and how can increases be curbed?
The maintenance charge rises when a housing company's expenses grow. Common reasons, who decides on the charge and how preventive maintenance keeps costs down.
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