> Shareholders and living – Knowledge base > Lähde: https://huoneistokierros.fi/en/knowledge-base/topic/living/ > Koko sivusto koneluettavana: https://huoneistokierros.fi/llms-full.txt Knowledge base # Shareholders and living Shareholder rights and obligations, division of responsibilities, alteration work and neighbours. Search articles - ![Christmas tree glowing in the window of a block of flats](https://huoneistokierros.fi/_astro/ikkuna-joulukuusi.CCNTNGwS_2rvnQ8.jpg) 3 October 2026 · 6 min read ## Power cuts in a housing company: preparation and what to do A power cut can stop lifts, electric locks, water pumps and ventilation. How a housing company prepares, what residents do and what to check afterwards. - ![Warm living and dining room in the evening light](https://huoneistokierros.fi/_astro/olohuone-iltavalo.DaEsdFRB_HVs3Y.jpg) 2 October 2026 · 6 min read ## Noise in a housing company: when does sound become a nuisance? Not every sound from next door is a nuisance. How to tell normal living, disruptive behaviour and technical noise apart, and how to deal with a noise problem. - ![Older couple reading documents together at home](https://huoneistokierros.fi/_astro/seniorit-lomake.DCcl4zr5_1s2H1v.jpg) 1 October 2026 · 6 min read ## Housing company documents: 10 every shareholder should know The articles of association, financial statements, maintenance needs report and minutes show what you own. See what to read in them and what you can request. - ![Water running from a brass tap in a bright kitchen](https://huoneistokierros.fi/_astro/keittion-hana.Cls1lSL9_2mY14I.jpg) 29 September 2026 · 8 min read ## Division of responsibilities: who pays when something breaks? Who repairs a leaking pipe, a broken window or a bathroom? How maintenance responsibility is divided between company and shareholder from 1 October 2026. - ![Christmas tree glowing in the window of a block of flats](https://huoneistokierros.fi/_astro/ikkuna-joulukuusi.CCNTNGwS_2rvnQ8.jpg) 25 September 2026 · 7 min read ## Responsibility for windows changed on 1 October 2026: who pays now? An amendment moved window maintenance to the housing company on 1 October 2026. See what the company and shareholders now cover and when the articles decide. - ![Couple hanging a picture in their new home among moving boxes](https://huoneistokierros.fi/_astro/muutto-taulu.-LnboLLs_zMKSO.jpg) 23 September 2026 · 6 min read ## Renovations by a shareholder: what you can do and when to notify Shareholders may renovate, but many jobs must be notified first. What the law says on alteration work, supervision and upkeep from 1 October 2026. - ![Family having breakfast together in the kitchen](https://huoneistokierros.fi/_astro/perhe-aamiainen.C5Wv4Pch_2bJ6pd.jpg) 22 September 2026 · 6 min read ## The general meeting: how shareholders prepare and have their say The general meeting decides on charges, renovations and the board. What is on the agenda, what to ask and how to have your say if you can't attend. - ![Old white double door and herringbone parquet](https://huoneistokierros.fi/_astro/pariovi-asunto.6LiEzKvw_2b547W.jpg) 21 September 2026 · 7 min read ## 15 things to check in your home every year A small leak or a sticking window is easiest to fix early. Use this 15-point list to check your home once a year and know what to report. - ![Children running around a tree in the courtyard of a block of flats](https://huoneistokierros.fi/_astro/sisapiha-lapset.BFiSA8j__1gFaU8.jpg) 20 September 2026 · 5 min read ## Housing company value: what you cannot see affects the price An apartment's value depends on the whole housing company: the building's condition, upcoming renovations, finances and information. How to assess it. - ![Worried older couple going through bills at a laptop](https://huoneistokierros.fi/_astro/seniorit-laskut.DSVYdGSq_Z1j7T7E.jpg) 29 August 2026 · 9 min read ## Unpaid maintenance charges: what if a neighbour doesn't pay? A neighbour's unpaid charges do not pass to you, but arrears can weaken the housing company's finances. How collection and taking over an apartment work now. - ![Resident climbing the stairs in a sunlit stairwell](https://huoneistokierros.fi/_astro/asukas-portaissa.BXw8W08Y_8cN6b.jpg) 14 August 2026 · 6 min read ## Women in housing companies: a practical guide to board work A housing company board needs good questions, not an engineering degree. A practical guide for women as shareholders, board members and chairs. - ![Apartment keys being handed over to a new resident](https://huoneistokierros.fi/_astro/avainten-luovutus.NSot6dx__xxXDX.jpg) 13 August 2026 · 7 min read ## Buying a flat: check the housing company, not just the apartment When you buy housing company shares, you join the whole company. How to read the property manager's certificate and other documents and spot future repairs. - ![Parents and their baby at home](https://huoneistokierros.fi/_astro/perhe-vauva.BocgJe9j_Z1pjGuC.jpg) 26 July 2026 · 6 min read ## What does a housing company shareholder own and answer for? A shareholder owns shares that give the right to occupy an apartment. What does that mean for maintenance, renovations and obligations from 1 October 2026? - ![Sunny balcony of a block of flats in autumn light](https://huoneistokierros.fi/_astro/parveke-valo.EGJRFkLV_pCYcX.jpg) 23 July 2026 · 6 min read ## The maintenance needs report: what it tells you and how to read it The maintenance needs report shows which repairs a housing company should prepare for over five years. Here is how to read it and what to ask about it. - ![Woman writing notes at a wooden table](https://huoneistokierros.fi/_astro/kirjoittaa-poydalla.BWmhnItB_Z1hpt4e.jpg) 13 July 2026 · 5 min read ## The Housing Companies Act: what every shareholder should know The Housing Companies Act affects every shareholder. Its principles, who decides what, maintenance responsibility and the changes from 1 October 2026. - ![Balcony overlooking an inner courtyard, with potted plants and chairs](https://huoneistokierros.fi/_astro/sisapiha-parveke.zqo4CpJO_2qnsT9.jpg) 8 July 2026 · 4 min read ## Balconies in a housing company: what to check and who is responsible A balcony is part of the building's structure and facade. What to check, who is responsible and why even a small crack should be investigated. - ![Family having breakfast together in the kitchen](https://huoneistokierros.fi/_astro/perhe-aamiainen.C5Wv4Pch_2bJ6pd.jpg) 5 July 2026 · 9 min read ## Being a shareholder in a housing company: rights and influence What can a shareholder do without a board seat? Who decides what, your rights as a shareholder and the documents that show the company's position. - ![Snowy courtyard of a block of flats](https://huoneistokierros.fi/_astro/sisapiha-talvi.DuGBVOJZ_Z2ljWMw.jpg) 18 June 2026 · 5 min read ## Housing company costs: where money goes without anyone noticing Recurring minor repairs, hidden leaks and lost information push up housing company costs year after year. How the board can spot and tackle them. - ![Laundry drying in the autumn courtyard of a block of flats](https://huoneistokierros.fi/_astro/sisapiha-pyykit.CxRPzYH8_Z1w97aG.jpg) 3 June 2026 · 3 min read ## The housing company yard: safety, responsibilities and annual check The yard is part of a housing company's planned maintenance. A checklist for paths, trees, lighting and rainwater, plus who is responsible for what. - ![Resident climbing the stairs in a sunlit stairwell](https://huoneistokierros.fi/_astro/asukas-portaissa.BXw8W08Y_8cN6b.jpg) 25 May 2026 · 5 min read ## Residents' observations: small signs before costly damage Residents often notice a smell, a water stain or an odd noise first. How a housing company collects these reports, checks them early and avoids costly damage. Free assessment ## Let's plan the right round for your housing company Call us or send a contact request. The assessment and advice are free of charge. We can visit the property if needed. [Send a contact request](https://huoneistokierros.fi/en/contact/#kartoitus)[Call +358 10 666 9988](tel:+358106669988)